A financial solution that can keep up with the pace of digital

In the dynamic world of digital marketing, Mamo lets you effortlessly manage ad spend and streamline client invoicing.

Say goodbye to campaign chaos. And hello to instant cashback.

Channels and algorithms will change but Mamo lets you to consistently keep up with your client’s ad spend while earning up to 2% cashback. Our virtual cards, spend management and payment tools make financial operations easy, so you can focus on the hard stuff—creating engaging campaigns.

What your digital marketing agency can unlock with Mamo

Instant cashback

Get up to 2% cashback instantly on when spending in USD on platforms such as Meta, Google Ads, and TikTok.

See where every cent goes

Track the spending of each campaign to make reporting to your clients clear and reconciliation of your books a breeze.

Take control of ad spend

Unlimited virtual cards allow you to issue as many cards per client, or per campaign, as you need to easily control the spend limits.

An all-in-one financial operating system for digital marketers

Consolidate payment collection, corporate cards, and expense management into one single platform

Cards

Save 3% on foreign transaction fees, set spending limits and manage company-wide spending with Mamo Card.

Payments

Accept payments in more than 15 currencies and access some of the lowest transaction fees in the UAE - Fees start at 1.9%.

Expenses

Speed up manual expense management, eliminate reimbursements, and complete month-end closes like a pro.

APIs

Optimize checkout flows and automate finance operations with powerful APIs. Finance and engineering teams will thank you. Learn more.

Cards

Get up to 2% instant cashback on foreign transaction fees, set spend limits and manage company-wide spending with the Mamo Card. Learn more.

mamo visa card illustration

Payments

Accept payments in more than 15 currencies across all your channels Learn more.

payment options with apple or google pay or card

Expenses

Speed up manual expense management, eliminate reimbursements, and complete month-end closes like a pro.

photo receipt with items

APIs

Optimize checkout flows and automate finance operations with powerful APIs. Finance and engineering teams will thank you. Learn more.

Mamo works with what you already have

Get up and running with Mamo's APIs in less than 5 minutes, seamlessly integrating with the tools you already use.

Read more about integrations
Read more about integrations

Frequently asked questions from the digital marketing industry

How can Mamo support a digital marketing agency?

Using one card to manage the ad spend of all your clients can become overwhelming. With Mamo, you can issue a virtual card for each client or even each campaign, where you can control spend limits, and track the spending in your accounting software. As a bonus, you don’t incur any international transaction fees or hidden FX fees which could save you thousands of dirhams a year. Finally, instead of manually reimbursing your employees for client related spending or travel expenses, you can quickly issue your employees a corporate card and set spending limits. Your employees can also upload receipts, making your expense management a breeze.

How does issuing a VCC for each client or campaign work in practice?

The Mamo virtual credit card (VCC) allows you to automate and control payments to vendors. Let’s say that your client is Wayne Enterprises and they want to advertise on Google Ads, Instagram, Facebook, and TikTok. If they set a budget of AED100,000 per month, you would then create a card for that client and set a spending limit of AED100,000. This spending would then be reflected in your accounting software (integrated with Mamo) as ad spend for Wayne Enterprises. If Wayne Enterprises finds another agency you can just deactivate their card. Contact sales to get more details.

Does the Mamo Card have a cashback offer on transaction fees?

Most card providers will provide you with a 1-3% cashback on international spends while also charging you 3-5% for those same transactions. This means your net loss on each purchase is 1-3%. The Mamo card is a truly zero FX corporate card meaning there are no international transaction fees and no foreign exchange markups.

How reliable and secure is Mamo?

Security and reliability are two of the top three qualities Mamo prioritizes for its customers. Being regulated by the Dubai Financial Services Authority means that Mamo's internal controls and processes are vetted and reviewed on a regular basis by third parties. Quarterly, and often-times, monthly security audits mean that our tech and your data is closely guarded. As one of few Payment Facilitators registered with Visa and Mastercard, Mamo has been properly authorized and approved by Visa and Mastercard to aggregate payments on behalf of its customers. Mamo is PCI-DSS certified and utilizes multiple layers of best-in-class security and redundancy across payment processing, transaction monitoring and alerting. Learn more.

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Join Mamo Business