A financial solution that can keep up with the pace of digital
In the dynamic world of digital marketing, Mamo lets you effortlessly manage ad spend and streamline client invoicing.
Say goodbye to campaign chaos. And FX fees.
Channels and algorithms will change but Mamo lets you to consistently keep up with your client’s ad spend while incurring zero international transaction fees. Our virtual cards, spend management and payment tools make financial operations easy, so you can focus on the hard stuff—creating engaging campaigns.
What your digital marketing agency can unlock with Mamo
Save 2-5% on transaction costs when spending in USD on platforms such as Meta, Google Ads, and TikTok.
Track the spending of each campaign to make reporting to your clients clear and reconciliation of your books a breeze.
Unlimited virtual cards allow you to issue as many cards per client, or per campaign, as you need to easily control the spend limits.
Calculate exactly what you'll save with Mamo
An all-in-one financial operating system for digital marketers
Consolidate payment collection, corporate cards, and expense management into one single platform
Cards
Save 3% on foreign transaction fees, set spending limits and manage company-wide spending with Mamo Card.
Payments
Accept payments in more than 15 currencies and access some of the lowest transaction fees in the UAE - Fees start at 1.9%.
Expenses
Speed up manual expense management, eliminate reimbursements, and complete month-end closes like a pro.
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APIs
Optimize checkout flows and automate finance operations with powerful APIs. Finance and engineering teams will thank you. Learn more.
Cards
Save up to 5% on foreign transaction fees, set spend limits and manage company-wide spending with the Mamo Card. Learn more.
Payments
Accept payments in more than 15 currencies and access the lowest fees in the UAE, starting at 1.9%. Learn more.
Expenses
Speed up manual expense management, eliminate reimbursements, and complete month-end closes like a pro.
APIs
Optimize checkout flows and automate finance operations with powerful APIs. Finance and engineering teams will thank you. Learn more.
Mamo works with what you already have
Get up and running with Mamo's APIs in less than 5 minutes, seamlessly integrating with the tools you already use.
Read more about integrations
Frequently asked questions from the digital marketing industry
Using one card to manage the ad spend of all your clients can become overwhelming. With Mamo, you can issue a virtual card for each client or even each campaign, where you can control spend limits, and track the spending in your accounting software. As a bonus, you don’t incur any international transaction fees or hidden FX fees which could save you thousands of dirhams a year. Finally, instead of manually reimbursing your employees for client related spending or travel expenses, you can quickly issue your employees a corporate card and set spending limits. Your employees can also upload receipts, making your expense management a breeze.
The Mamo virtual credit card (VCC) allows you to automate and control payments to vendors. Let’s say that your client is Wayne Enterprises and they want to advertise on Google Ads, Instagram, Facebook, and TikTok. If they set a budget of AED100,000 per month, you would then create a card for that client and set a spending limit of AED100,000. This spending would then be reflected in your accounting software (integrated with Mamo) as ad spend for Wayne Enterprises. If Wayne Enterprises finds another agency you can just deactivate their card. Contact sales to get more details.
Most card providers will provide you with a 1-3% cashback on international spends while also charging you 3-5% for those same transactions. This means your net loss on each purchase is 1-3%. The Mamo card is a truly zero FX corporate card meaning there are no international transaction fees and no foreign exchange markups.
Security and reliability are two of the top three qualities Mamo prioritizes for its customers. Being regulated by the Dubai Financial Services Authority means that Mamo's internal controls and processes are vetted and reviewed on a regular basis by third parties. Quarterly, and often-times, monthly security audits mean that our tech and your data is closely guarded. As one of few Payment Facilitators registered with Visa and Mastercard, Mamo has been properly authorized and approved by Visa and Mastercard to aggregate payments on behalf of its customers. Mamo is PCI-DSS certified and utilizes multiple layers of best-in-class security and redundancy across payment processing, transaction monitoring and alerting. Learn more.
Mamo is an all-in-one financial platform for UAE businesses and we help you accept digital payments as well as issue zero-cost corporate cards for your company. When you spend on the Mamo Visa corporate card we earn a tiny profit from the merchant you spend at (never you). Instead of keeping this profit, we pass that on to you as a discount in your payment processing fees. This is the Ultra plan and you can learn more about it here.