Transparent pricing. Free sign-up. No commitment. No minimums.
Do you process over AED 500k per month? Get in touch for a customized pricing plan.
For freelancers and businesses that are just getting started.
For businesses that process more than AED75,000 per month or need subscription payments.
Get the lowest fees in the UAE through clever bundling and consolidation.
Transaction fee on UAE cards
When charged in AED
Transaction fee on international cards
When charged in AED
Receive payments in other currencies
Settlement period
Same-day settlements
Optional
Failed payment attempts
Placing holds on cards
For security deposits
VAT-enabled invoicing
Subscription payments
Visa, Mastercard, American Express, mada, Apple Pay, Google Pay, Tabby
Corporate cards
Physical and virtual
Foreign transaction (FX) fee
Local ATM withdrawals
International ATM withdrawals
Expense management tools
Domestic payouts
To business and individuals
Chat and email support
Help center
API integration support
Dedicated relationship manager
Response time SLA
Payment APIs
Card APIs
Payout APIs
E-commerce platform integrations
Accounting software integrations
VCC APIs
Chargeback and refund management
Team access management
WhatsApp bot
Branded payment links
2.9% + AED 1
+ 0.5%
+ 2%
5 business days
+ 3%
Free
AED 1
Free
Free
1 free card
+ AED 19/month per card
Free
Free
AED 20
Free
--
2 days
2.7% + AED 0.80
+ 0.5%
+ 1.5%
5 business days
+ 1.5%
Free
AED 0.80
Free
Free
3 free cards
+ AED 9/month per card
Free
Free
AED 20
Free
10 free payouts
+ AED 2.5 per payout
1 day
1.9% + AED 0.80
Up to card spend
+ 0.5%
+ 1.4%
3 business days
+ 1.4%
Free
AED 0.80
Free
Free
Unlimited free cards
Free
Free
AED 20
Free
20 free payouts
+ AED 1.5 per payout
3 hours
Transaction fee on UAE cards
When charged in AED
Transaction fee on international cards
When charged in AED
Receive payments in other currencies
Settlement period
Same-day settlements
Optional
Failed payment attempts
Placing holds on cards
For security deposits
VAT-enabled invoicing
Subscription payments
Visa, Mastercard, American Express, mada, Apple Pay, Google Pay, Tabby
Corporate cards
Physical and virtual
Foreign transaction (FX) fee
Local ATM withdrawals
International ATM withdrawals
Expense management tools
Domestic payouts
To business and individuals
Chat and email support
Help center
API integration support
Dedicated relationship manager
Response time SLA
Payment APIs
Card APIs
Payout APIs
E-commerce platform integrations
Accounting software integrations
VCC APIs
Chargeback and refund management
Team access management
WhatsApp bot
Branded payment links
2.9% + AED 1
+ 0.5%
+ 2%
5 business days
+ 3%
Free
AED 1
Free
Free
1 free card
+ AED 19/month per card
Free
Free
AED 20
Free
--
2 days
2.7% + AED 0.80
+ 0.5%
+ 1.5%
5 business days
+ 1.5%
Free
AED 0.80
Free
Free
3 free cards
+ AED 9/month per card
Free
Free
AED 20
Free
10 free payouts
+ AED 2.5 per payout
1 day
1.9% + AED 0.80
Up to card spend
+ 0.5%
+ 1.4%
3 business days
+ 1.4%
Free
AED 0.80
Free
Free
Unlimited free cards
Free
Free
AED 20
Free
20 free payouts
+ AED 1.5 per payout
3 hours
2.9% + AED 1
1 free card
+ AED 19/month per card
--
2.7% + AED 0.80
3 free cards
+ AED 9/month per card
10 free payouts
+ AED 2.5 per payout
1.9% + AED 0.80
Up to card spend
Unlimited free cards
20 free payouts
+ AED 1.5 per payout
Mamo partners with RAKBANK to store its client funds. Inline with regulatory requirements and best practices, Mamo segregates its client funds from its own operational funds at all times. These processes and procedures are audited once a year by internal and external financial auditors. Learn more.
Whenever you collect money using Mamo, we charge you a small fee. This fee is a percentage of the transaction and is then split with multiple third parties including Visa, Mastercard, AMEX or other schemes. When it comes to our corporate cards, we actually don't make our money from you. The corporate card offering is completely free. Instead, Mamo makes a small fee from the merchants where your card is used to make a purchase. Learn more.
If you are working with a payment provider that offers you lower fees, this may be possible for multiple reasons which we've outlined on our help center.
If you are on one of our paid monthly plans (we have a free plan too!) your monthly fee will be deducted from your first settlement. If you don't have any settlements for any given month, you will not be charged a fee for that month. That's the fair thing to do.