Cards on the table
Compare corporate cards available for businesses in the UAE
Finding the best corporate card for your business expenses can be overwhelming, but don’t be swayed by the first flashy cashback offer you see. Between the fees, limits, rewards and other features, taking your time to research your options is well worth it
To help you make informed decisions and build your business with confidence, we’ve put together a transparent comparison highlighting the unique features each card has to offer. Let’s lay them out!
Mamo
Alaan
Alaan
Pemo
Pluto
Qashio
Alaan
Pemo
Pluto
Qashio
Card brand
Backed by
Regulated by
Visa
RAKBANK
DFSA
Visa
Mashreq
-
Mastercard
Mashreq
-
Mastercard
Mashreq
-
Visa
Mashreq
-
Capabilities
Corporate credit cards
Corporate debit cards
Virtual Corporate Card APIs
GCC-wide card issuance
Physical cards
Virtual cards
Supports freelancers
true
true
true
true
true
true
true
false
false
false
true
true
true
false
false
false
false
false
true
true
false
false
false
false
false
true
true
false
false
false
false
false
true
true
false
Pricing
Setup fee
When charged in AED
Monthly subscription fee
When charges in AED
Transaction flat fee local
Transaction flat fee international
Physical card fee
Withdrawal fee
Free ATM withdrawals
Zero FX fees on international spends
Response time SLA
AED 0
AED 399
Ultra plan
0%
0%
AED 0
AED 0
true
true
3 hours
-
-
-
-
-
-
false
false
-
AED 0
AED 29 per card use
0%
~ 3%
AED 0
AED 5
false
false
-
AED 0
AED 0
0%
0%
AED 0
AED 0
At Mashreq ATMs
true
-
$200
AED 0
0%
~ 3%
$15
AED 0
At Mashreq ATMs
false
-
Supported wallets
Google Pay
Samsung Pay
Apple Pay
true
true
Coming soon
true
true
true
true
true
Coming soon
true
true
Coming soon
true
true
true
Expense management features
Expense management system
Card-based spend limits
Approval workflows
Receipt uploads via mobile app
Receipt uploads via WhatsApp
Cashback
Typically financed by FX fees charged above
Reward points/programs
true
true
true
true
true
false
Coming soon
true
true
true
true
false
true
true
true
true
true
true
false
true
false
true
true
true
true
true
true
false
true
true
true
true
true
true
true
External integrations
Quickbooks Online
Xero
Zoho
Microsoft Dynamics
Tally
Oracle Netsuite
SAP
true
true
true
true
false
false
false
true
true
true
true
false
true
false
true
true
true
true
true
false
false
true
true
true
true
true
true
true
true
true
true
true
false
true
true
Selecting the right corporate card is an essential step in managing your business expenses efficiently.
Clearly, not all cards are created equal, but getting a clearer understanding of all the moving parts should simplify your decision-making and provide you with the confidence you need to choose the corporate card that works for you, not the other way around.
Learn more about the Mamo Card