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See tailored pricing for select industries
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For businesses who collect AED 50,000 or more each month and want to unlock advanced customizations.
Transaction fee on UAE cards
When charged in AED
2.9% + AED 1
2.7% + AED 0.8
Transaction fee on international cards
When charged in AED
3.4% + AED 1
3.2% + AED 0.8
Charge your customers in non-AED
Using USD, EUR, GBP or other currencies
+2%
+1.5%
Settlement period
Same-day settlements
Receive your payments on the same day they were made
Placing holds on cards
For security deposits
AED 3.5
AED 3
Visa, Mastercard, American Express, mada, Jaywan, Apple Pay, Google Pay, Tabby
Transaction fee
Free
Free
Cost per card
Unlimited free
Unlimited free
Cashback (AED)
No caps on cashback
0.4%
0.5%
Cashback (Non-AED)
No caps on cashback
1%
2%
Credit cards
Digital wallets
Apple Pay, Google Pay, Samsung Pay
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ATM withdrawals in UAE
AED 5
Free
ATM withdrawals internationally
AED 20
AED 20
Spend limits and controls
Expense management and approval workflows
Expense receipt upload via WhatsApp
Bank transfers in the UAE
To vendors, customers, suppliers
AED 5 per payout
AED 5 per payout
Bank transfers internationally
To individuals and businesses worldwide
0.6% payout fee
0.5% payout fee
Payment APIs
Recurring payment APIs
E-commerce platform integrations
Card APIs
Marketplace payout APIs
Accounting software integrations
VCC APIs
Dedicated customer success manager
Dedicated Slack channel for support
Subscription payments
Chargeback and refund management
VAT-enabled invoicing
User access and defined roles
Payment links via WhatsApp bot
Branded payment links
Transaction fee on UAE cards
When charged in AED
Transaction fee on international cards
When charged in AED
Charge your customers in non-AED
Using USD, EUR, GBP or other currencies
Settlement period
Same-day settlements (AED)
Receive your payments on the same day they were made
Same-day settlements (USD)
Placing holds on cards
For security deposits
Visa, Mastercard, American Express, mada, Jaywan, Apple Pay, Google Pay, Tabby
Transaction fee
Free
Cost per card
Cashback (AED)
When charged in AED
Cashback (Non-AED)
When charged in AED
Credit cards
Digital wallets
Apple Pay, Google Pay, Samsung Pay
ATM withdrawals in UAE
ATM withdrawals internationally
Spend limits and controls
Expense management and approval workflows
Expense receipt upload via WhatsApp
Bank transfers in the UAE
To vendors, customers, suppliers
Bank transfers internationally
To individuals and businesses worldwide
AED 15 minimum per payout
Payment APIs
Recurring payments API
E-commerce platform integrations
Cards APIs
Marketplace payout APIs
Accounting software integrations
VCC APIs
Dedicated customer success manager
Dedicated Slack channel for support
Subscription payments
Chargeback and refund management
VAT-enabled invoicing
User access and defined roles
Payment links via WhatsApp bot
Branded payment links
Transaction fee on UAE cards
When charged in AED
Transaction fee on international cards
When charged in AED
Charge your customers in non-AED
Using USD, EUR, GBP or other currencies
Settlement period
Same-day settlements (AED)
Receive your payments on the same day they were made
Same-day settlements (USD)
Placing holds on cards
For security deposits
Visa, Mastercard, American Express, mada, Jaywan, Apple Pay, Google Pay, Tabby
Transaction fee
Free
Cost per card
Cashback (AED)
When charged in AED
Cashback (Non-AED)
When charged in AED
Credit cards
Digital wallets
Apple Pay, Google Pay, Samsung Pay
ATM withdrawals in UAE
ATM withdrawals internationally
Spend limits and controls
Expense management and approval workflows
Expense receipt upload via WhatsApp
Bank transfers in the UAE
To vendors, customers, suppliers
Bank transfers internationally
To individuals and businesses worldwide
AED 15 minimum per payout
Payment APIs
Recurring payments API
E-commerce platform integrations
Cards APIs
Marketplace payout APIs
Accounting software integrations
VCC APIs
Dedicated customer success manager
Dedicated Slack channel for support
Subscription payments
Chargeback and refund management
VAT-enabled invoicing
User access and defined roles
Payment links via WhatsApp bot
Branded payment links
Transaction fee on UAE cards
When charged in AED
Transaction fee on international cards
When charged in AED
Charge your customers in non-AED
Using USD, EUR, GBP or other currencies
Settlement period
Same-day settlements (AED)
Receive your payments on the same day they were made
Same-day settlements (USD)
Placing holds on cards
For security deposits
Visa, Mastercard, American Express, mada, Jaywan, Apple Pay, Google Pay, Tabby
Transaction fee
Free
Cost per card
Cashback (AED)
When charged in AED
Cashback (Non-AED)
When charged in AED
Credit cards
Digital wallets
Apple Pay, Google Pay, Samsung Pay
ATM withdrawals in UAE
ATM withdrawals internationally
Spend limits and controls
Expense management and approval workflows
Expense receipt upload via WhatsApp
Bank transfers in the UAE
To vendors, customers, suppliers
Bank transfers internationally
To individuals and businesses worldwide
AED 15 minimum per payout
Payment APIs
Recurring payments API
E-commerce platform integrations
Cards APIs
Marketplace payout APIs
Accounting software integrations
VCC APIs
Dedicated customer success manager
Dedicated Slack channel for support
Subscription payments
Chargeback and refund management
VAT-enabled invoicing
User access and defined roles
Payment links via WhatsApp bot
Branded payment links
Mamo partners with RAKBANK to store its client funds. Inline with regulatory requirements and best practices, Mamo segregates its client funds from its own operational funds at all times. These processes and procedures are audited once a year by internal and external financial auditors. Learn more.
Whenever you collect money using Mamo, we charge you a small fee. This fee is a percentage of the transaction and is then split with multiple third parties including Visa, Mastercard, AMEX or other schemes. When it comes to our corporate cards, we actually don't make our money from you. The corporate card offering is completely free. Instead, Mamo makes a small fee from the merchants where your card is used to make a purchase. Learn more.
If you are working with a payment provider that offers you lower fees, this may be possible for multiple reasons which we've outlined on our help center.
If you are on one of our paid monthly plans (we have a free plan too!) your monthly fee will be deducted from your first settlement. If you don't have any settlements for any given month, you will not be charged a fee for that month. That's the fair thing to do.
Some industries have custom pricing due to card network and regulatory requirements.
